The Age of Living Less,Minimalist as a Vaccine of Financially Depressed

Whats trendy for today?Yes everybody know this much talk about  Dalgona Coffee to name a few that some coffee lovers do in their home as a first aid for the cravings for  some coffee shops are still halted due to the heightened of the pandemic.As I open my facebook stories,its all flooded with food perks starting to showcase their home made cuisine with different twist and version.All of this just  show how creative we are,going beyond our comfort zone to try the things we never expect it would clicked and worked.


Looking on the other side of the coin some also do their part to join these trend thing but not that what you expect and which maybe you will not try at all.Behind the curtains of media we are also taking part of the show but to extent we are like actors trying to  act according to the script against our true persona.Now we are part of the trend before they called "Intermittent Fasting"the version of eating big time for a short specific period of time and then fasting for a remaining hours of the day.
Yes instead of eating three or four times a day, we make it two but bulk.Its a modern version of Ramadan Fasting by our Muslim Brothers.For this, we able to minimize our consumption, to survive the days ahead as getting back to normal is out of the window left us to astrayed.During this lockdown, we somewhat realized as we roam around our house that some of the space are useless and nothing but its purpose only is to wait for some of the piece of junkies and old newspaper to laid down on it.We came to realized that how could we make use of it.Is it be a flower garden or a vegetable paradise?Nowdays people try to maximized the space they have, be it inside or outside of the house,as a matter of fact some interior designers are fond of promoting minimalist house design as every corner of your small house are maybe folded or with a design that caters to two usages living room and bedroom all in one.
As you minimize the inside you increase whats your outside, leaving you some space for a garden or carpark.All of this are just some examples how we create something out of nothing as we now value simplicity and try to live less and clutter free.Is being a minimalist would mean also the fittest?
Yes, as it denotes some qualities needed to sustain long,making us carry a less baggage in life.Here are the five types of Minimalist,I hope you find yourselves on the list.

Mr.2pac with a clean closet
You can take all what you want in buying stores but for him 2 sets are his rule of thumb.From shoes to clothes you can only find a  pair of sets as one is reserve if the other is worn or torn.This type, gives us option to buy what we want and not hinders supply and demand for those galore shoppers.


The walking deed
This are not zombies but a person with a good heart.Yes ofcourse by walking alone or two may gave you a healthy heart.Not only they have promote health but take parts on a good deed to minimize pollution in community.They are walking for a purpose, to promote healthy way of saving money a street smart indeed paving for a  pocket hacks to save a peso.


Chef Bored Aint
Born fed on silver spoon,he convert those leftover and turning that scraps to masterclass dish is what he does as everything on the plate must all consume.Creativity kills boredom as may say,he turn your fried fish to a hearty bowl of  soup in the morning. An ambassador of cutting waste,maximizing its kitchen to the fullest as he cut  that long cues we see in the grocery stores and extend your budget twice a rice.


Mary Full of Grace
Blessed as they are,spoiled  by their capacity to buy whatever they want ,they keep all of the stuff that they don't need  and willing to hand over to someone who love to reused what they owned.They are good handlers and takes good care of the stuff they buy.To  hoard is not what they want as being compassionate is above sentimentalism for them.As a result they didn't only de-clutter their house but promotes in saving money for purchasing only what is needed at a perfect  time at a justifiable reason.


Box like A PacMan
A typical morning geek who wakes up early to pack those breakfast or lunch to go to work. A living testament of being friendly to environment ,they box a food to feast for in the nature loving way. You can really count on him, as he bring  his own essentials needed for consuming either a food or drinks,metal straws to name a few. Going to fast food is the last resort as he is fond on home kitchen
A truly legendary, leaving a legacy  by cutting those waste,not messing up with environment and not living a fast paced lifestyle.

The word "less" means scarcity and a burden to some extent but if you look on a bright side it may have a  positive output to our life.With the lockdowns and quarantines, we have reflect that living with a lot and excess stuff is not what life is all about.Personal relationship and Experiences will always be matter.Is this really the Age or an Era of consuming less to create more for a beneficial living.Time will tell but we can do the action,as Mahatma Gandhi said"The world has enough for everones need,but not enough for everyones greed"

How to Survive the Crisis with a Smooth Note Financially Building healthy money habit to feed a Pocket

How to Survive the Crisis with a Smooth Note Financially

Building healthy money habit to feed a Pocket

Amidst these ongoing market downturn, people are being fired off to job,others make public rant for government to support them as this is their right,and if youre one of  the lucky ones if may so,you are either a frontliner risking yourself to the country saving lives and making the country safe.Or you are probably working at home, thanks to your industry which has been sanitized, which continue to operate for its demanding role to the economy.

Whether we have a job right now or not,the question is how do we manage our money with the situation like this?Being an Overseas Filipino Worker I am sharpen to train my mind to take care of my hard earning money using it only for my utmost needs and less for the wants. With the barrage of expenses we faced everyday, leaves us nothing but a bed of receipts. To give systems to our spending I came up to this habit which I've just also practice during my college days which is to have an "Envelope Method System". Let me guide you on this recipe of good handling of money to make it as a practice and put into habit.


What you need:
Envelopes or Ampaw (Red Chinese Envelopes)
Notebook
Ballpen
Mobile Phone

BE A BOOKEEPER
Start to list down your expenses,from Day 1 of the month.To make it easy for you separate the fixed expenses and the variable expenses.Examples of your Fixed Expenses are your Savings,Housing Rent,Car Loans,and Insurance Package and Internet Plan.While for Variable Expenses you enlist your Food/Groceries,Electricity and Water Bill,Transportation allowance, and Reward yourself fund.

BE AN INSPECTOR
Doing this religiously for 1 month,yes 1 month since we are doing this on a monthly basis we can now tell how much money comes out in your budget.Thats why I included notebook in what you need since it will be your tool to track those spending even a single centavo will be noted to your list.
When going outside a small notebook or a note app in your iPhone to bring with you is a must haves.

BE AN ORGANIZER
Now the next month came and youre fully aware where the money goes, lets move to segregation and group these into categories and designate a certain amount for these expenses.As for my case I group from needs then to wants.I make an envelop for Savings,yes I treat my savings as expenses also,Food and Groceries and regarding for Groceries I divide the amount for 4 weeks,Rent,Electricity/Water Bill,Transportation,Wifi,then I put also for my wants  in a separate envelope as my Reward Fund to finance my Travel Goals and the much awaiting Starbucks splurge treat.

BE A PRACTITIONER
Yes all of this, will be useless if youre not doing it as a habit.During the first week will be horrible headaches but trust me as you continually do it,you tell or remind yourself  if you still following  it or you're goin overboard.Checking how much left for the budget on each envelope everyday you will be amazed and love to do it no matter how busy you are, it will give you a sense of achievement for the day.Lets put those writings into action

BE A FUTURISTIC SAVER
For what purpose we are doing these budgeting?After vigorous trial and error,you have became comfortable with the budget you have,everything is fall off in the bones its time to achieve that emergency fund you are responsible for it  might happen like a thief in the night.
Cut those unnecessary expenses and put it on your savings account for emergencies that may happen in the future. At the end of the day,savings will turn out to be your go to guy if crises like this happen again,you are not only building good habits to yourself but you create your own future for yourself and for your family.

Nowadays our market is down and businesses closed,business economy are unpredictable leaving us in a vulnerable position as we cant control this kind of phenomena but tighting those belt for budget is what we can do to survived.If we cant predict Business Economy lets put the fate of our Personal Economy to our barehand.

How To Survive Like a Pro on these Pandemic, Lets Hunt and be Hunted

Ive e been on a roller coaster hype on this movie called "The Hunt"starring the underrated Oscar Star Hilary Swank.It tells about the story of 12 strangers waking up on a remote place and trying to figuring out what makes them get there. They started to realized they are being hunted one by one by a group of unelite psychopath for sports.As the story progress,the protagonist on the name of Elsa dispatched the killers with her hunting skills,thanks to her experience as an Ex military.


What I like about these movie is the Hunting Instinct projected by the character as she showcase heads up mentalityon the series of events and situation.Not all of us have that instinct which is a necessity for nowadays crises, to Hunt inorder to survive and anticipate also to be Hunted I am not totally depicting to hunt like what we see on the media which portray  a tribes with arrows on the spine or a ranger with big boots and a gun sneaking a deer on the forest.
What we need is the hunting  mindset and the need to expect that danger is always coming and able to anticipate it in advance and prepared for it, is a reward.
Now I will share with you my tips and advices to proclaim yourself that you deserve to stay on top and not left behind.

1.Be  Gray man,as color denotes its meaning being gray is like a camouflage ability blend in as if you are part or bein helpless also. Dont stand out on the crowd if they are in the line getting some goods from the government do the same.It is important for the situations like these not to show off that you have resources so they will not rely on you if the scenarios get worsen.

2.Water is the top priority as you can live with water alone for 3 weeks but without it you will last for only 3 days.Look for some extra storage of  water in your house save as much for drinking and also for cleaning purposes.It is an advantage that you have a roof system for saving rainwater directly to the big drums and storage.Invest also a skill  for water filtration process to convert thoese to a drinking one.Its a big plus if you are near the river or some water reservoir it could be a substantial source for your garden plants and for a good shower.


3.Lets do some gardening and convert those backyards into a field of vegetables.As the transportation systems put into halt all other services also will do like a domino effect.Groceries and pharmacies will run out of items to sold and force to shutdown.As we expect and prepared beforehand we can prepare food to our house by planting first those baby leaves that will used for cooking and medicine also.Dont overwhelm,yourself just start to plant leafy greens and level up to some rootcrops if needed.Lastly buy some poultries as they will be good source of eggs and if you want a great treat dinner once for awhile amidst crises.


4.Now that the food and water is secure,lets not forget the real priority which is our parents,our wife and kids.Im talking about home security.Yeah gory as it you may think during these crises,people are desperate and it is human nature that we turn to be like animals and hunt someone whose capable of giving what we need to survived.Talk to your family and engage in a drill on what to do,assign a task,have a place to meet up when situation worsen, are discussions you need to tackle in your members.Invest for brave pets like dogs is a big points for they create stimulus when you are sleeping and intruders are still on their way so you can prepare ahead


5.Build a good partnership or a trusted community within your blocks. As saying goes No Man is an Island,for me Having No community is an abandoned city.Your trusted neighbor is one you can turn into for barter exchange when you need something he have and vice versa.Strength in numbers as they may say,you will also choose you can trust to and you think have some mindset as yours and skills that complement what you have.This community will share set of skills and ideas to move forward and change location together to look for a greener pastures to survived and it will moved some bad intruders away thinking you are a group and elite to back them off.

Now you know what to do by hunting those top priorities in order for you to survive and pile these reserves in your home, and able to develop hunted instinct if some unprepared ones attact your sanctuary its time for you to stay being a gray man and still blend to the society as you move forward each day to secure your family and love ones not creating a stimulus and danger towards you.
We can Survive this crisis as history repeat itself and put your name in the books as one of the Fittest and prepared.